The minimum committed profit is calculated on a 12-month cycle from the time the contract is signed. Profit is calculated based on the amount of customer payment in installments and the actual number of months of management. For example, The time to close the committed profit is January every year, January 2020 Customers pay 10%, then this 10% amount will be calculated interest for 12 months to January 2021, to March 2020 customers. If the next payment is 5%, this 5% amount will be charged interest for 10 months to January 2021.